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Research funds that are not publicly traded or are not available to research elsewhere.
3 ways to build your investment portfolio
Target date funds
Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. Consider asset allocation funds or target date funds.
My Investment PlannerSM
Find your investment style and suggested asset mix based on your target retirement date, personal goals and tolerance for risk. Log in to see whether a more robust version is available to you.
Managed account services
Log in to see whether your plan offers Nationwide ProAccount®, a service that manages your investments for you. It’s based on personalized information you provide, giving you a customized investment mix.
Learn some key investing concepts
The MSRP Investment Contract Pool seeks to deliver stable positive returns. The MSRP Investment Contract Pool includes investment contracts that obligate the issuer of the contract to maintain principal value. Most investment contracts invest in high-quality fixed income investments (bonds) that are owned by the plan or trust.
This investment is not FDIC insured or guaranteed by the federal or state government. Like all investments the ICP has risks and may not meet its investment objectives, including the objective of a constant principal value. Read the ICP Q&A to learn more.
The May ICP rate* is 3.39%.
View the ICP Fact Sheet.
Get the help you need
Talk with a Team MSRP Retirement Specialist to learn more about how to prepare for retirement. Information provided by Retirement Specialists is for educational purposes only and not intended as investment or legal advice.
*Annual effective interest yield (%)
Investing involves risk and you could lose money.
Asset allocation, rebalancing and diversification do not assure a profit or protect against loss in a down market.
You are in violation of the excessive trade policy if you reach:
- 6 trade events within one calendar quarter
- 11 trade events within two consecutive quarters within a calendar year, or
- 20 trade events during a calendar year
(A trade event is defined as any trade or combination of trades occurring on a given valuation date. This includes fund exchanges that you initiate, as well as exchanges performed as part of Automatic Asset Rebalancing.)
Following the first violation of the policy, you will receive a warning letter. If two violations occur, your account will be restricted, and you will not be able to perform any more trades online. (A single trade can cause multiple violations of the policy and move your account into a restricted status immediately.)
Once your account is restricted, you may only request trades by using U.S. mail to contact an appropriate plan representative or your plan's third-party administrator. The requirement to trade via U.S. mail may be lifted on the first business day of January in the next calendar year (upon plan direction).
This policy is subject to change and the number of allowable trades and/or the trading frequency may change in order to address harmful trading practices. Fund houses may also apply additional restrictions on the number of allowable trades and/or trading frequency in accordance with their prospectus.
If you have questions regarding this policy, please call 1-800-545-4730.