1 "How Much Salary Can You Defer if You’re Eligible for More than One Retirement Plan?" irs.gov/retirement-plans/how-much-salary-can-you-defer-if-youre-eligible-for-more-than-one-retirement-plan (accessed Oct. 4, 2023). If you have multiple retirement plans, there may be a limit to the amount you can contribute among them. Call us to learn more.
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Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as the target date approaches.
Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.