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Why enroll now?

Your journey to financial freedom starts here. Learn how easy it is to start taking advantage of the benefits available to help you reach your retirement goals.

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Here's what to expect

To make enrollment simple, your plan sponsor has made some initial selections for you. You will always have the option of updating them once you've enrolled.

Here are the initial selections that are set for your 457(b), 401k or 403b plan:

  • Contribution rate: 2% and you can easily increase/decrease to see the impact to your paycheck
  • Investment fund: Target Date Fund (based on retiring at age 65)

When you're ready to enroll, you'll need your:

  • Social Security number
  • Gross income (annual or monthly)
  • Pay frequency
  • 6-digit agency code (located upper-left of your paystub)

Plan types available

Review the options that may be available in your plan:

1 "How Much Salary Can You Defer if You’re Eligible for More than One Retirement Plan?" irs.gov/retirement-plans/how-much-salary-can-you-defer-if-youre-eligible-for-more-than-one-retirement-plan (accessed Oct. 4, 2023). If you have multiple retirement plans, there may be a limit to the amount you can contribute among them. Call us to learn more.

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Important market risk and investing options

Market risk

Investing involves market risk, including the possible loss of the money you invest.

View fund performance

Target date fund

Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as the target date approaches.

Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.